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HMRC Self Assessment Contact: How to Spot Scams

HMRC Self Assessment contact methods, such as letters, emails, or texts, can leave many wondering whether the message is legitimate.

From mid-2025 onwards, HMRC has been actively contacting taxpayers who appear to have missed submitting their Self Assessment tax return. These messages may come by letter, followed by a text message or email – and in some cases, even a phone call.

This use of multiple communication methods is a legitimate HMRC approach, but it’s also when scammers are most active.

Understanding HMRC Self Assessment Contact Methods

To protect yourself, HMRC provides a regularly updated page to help you check if contact is genuine – particularly when they reach out in more than one way: Check genuine HMRC contact 

It outlines current HMRC campaigns and what to expect when being contacted about: 

  • Missing tax returns 
  • Outstanding tax 
  • Self-Assessment filing issues

How You Can Protect Yourself

  • Never share personal or bank details unless you’ve verified the message. 
  • Cross-check messages against the official HMRC guidance page. 
  • Log in to your HMRC Personal Tax Account to confirm your tax status before responding. 
  • Report suspicious contact via HMRC’s phishing and scam reporting channels. 

Example: If you receive a letter followed by a text reminding you to file your 2023–24 Self Assessment return, it may be a legitimate reminder – but always verify first. 

We recommend bookmarking the HMRC contact guidance page and checking it before taking any action. It’s regularly updated with the latest outreach formats and wording used.