Self-Employed & Freelancers

As a freelancer or sole trader, your time is your income. We help you automate the admin so you can get back to doing what you do best – whether that’s designing, consulting, or coding. Smart, affordable systems mean fewer late nights wrestling spreadsheets.

We can help with the following:

• Recommending lightweight and mobile-friendly software
• Setting up invoicing and payment tracking
• Connecting banking feeds for real-time cashflow
• Automating expense tracking and tax estimates
• Training on Xero and app integrations
• Creating templates for quotes and proposals
• Setting up client onboarding workflows
• Building a system you can scale with confidence

You wear many hats – let us take the financial one off your plate.

As a solo entrepreneur, your time is best spent doing what you do best. A fractional CFO helps you stay on top of your finances, plan for tax and growth, and stop income volatility from becoming a stress spiral.

How we help:

• Budgeting
• Tax optimisation and planning
• Business modelling for new revenue streams
• Set up automations and financial systems that scale with you
• Strategic support when you’re ready to take on staff or go limited

Making the leap? We’ve got your back.
If you’ve gone limited, it’s vital your year-end accounts are accurate and your Corporation Tax is submitted properly. We take the stress out of compliance so you can focus on doing what you do best.

How we help:

• Prepare statutory accounts that reflect your solo company’s reality
• File CT600 and advise on any tax due
• Reconcile bank, salary, and dividend records
• Match your accounting software with final reports
• Explain your accounts in clear, no-nonsense language

Fly solo, but don’t fly blind.
You may not have a boardroom, but you still need a clear financial picture. We give you simple, powerful management accounts to track income, plan tax, and guide your growth – without the jargon.

How we help:

• Monthly/quarterly profit tracking
• Cash flow projections tailored to irregular income
• Expense category breakdowns
• Tax forecasting and planning
• Easy-to-use reports pulled from your accounting software
• Support with setting and monitoring personal KPIs

Don’t let tax eat into your take-home.
We help you forecast and prepare so you’re not caught off guard by tax bills. From allowable expenses to smart timing on investments, we keep your earnings working harder.

How we help:

• Calculate and set aside tax ahead of payment deadlines
• Flag and claim all legitimate business expenses
• Advise when to incorporate for better tax efficiency
• Manage VAT registration and quarterly submissions
• Provide IR35 and contractor status guidance

The simplest way to stay organised and stay sane.
Being self-employed doesn’t mean doing it all yourself. Let us handle the heavy lifting of bookkeeping so you can keep creating and consulting without stress.

How we help:

• Categorise and reconcile all business expenses
• Track income across multiple clients and platforms
• Assist with VAT registration and filing
• Keep records tidy for self-assessment and year-end
• Provide regular summaries for peace of mind

Going solo? We’ve got you covered when it’s time to scale.
Most freelancers start without a team, but when it’s time to bring someone on board, even part-time, payroll gets complicated fast. We help you set it up the right way and avoid costly errors.

How we help:

• Register you as an employer with HMRC
• Run payroll for part-time or freelance staff
• Calculate pension and NI deductions correctly
• Help with onboarding your first employee
• Submit PAYE filings and recons
• Advise on when and how to pay yourself as a director

Growing your business? Let’s get the structure sorted.
When you go from solo to scaling, your company setup often needs to evolve. We’ll help you make structural changes the right way and keep your records fully HMRC and Companies House compliant.

How we help:

• Register your business and act as your registered office
• Guide you through share ownership changes
• Prepare and file all required director appointments or resignations
• Draft board and shareholder resolutions
• File your annual confirmation statement

Don’t just work hard – earn smart.
Going it alone means you’re in charge of your finances, but you shouldn’t be paying more tax than necessary. We’ll help you plan ahead so tax bills don’t sneak up and you keep more of what you earn.

How we help:

• Self-assessment support and tax forecasting
• Planning when to incorporate and how to pay yourself
• Expense optimisation to reduce taxable income
• Advice on pension contributions and NI savings
• Use TaxDash to model scenarios based on forecasted income

Work for yourself – without having to work out your tax alone.
Our step-by-step system makes filing your return simple, fast and accurate. Whether it’s your first return or your fifth, we help you avoid mistakes and make smart claims.

How we help:

• Register you with HMRC and apply for your UTR
• Track income and expenses via our digital checklist
• Advise what expenses you’re eligible to claim
• Forecast your tax bill and set reminders
• Submit your return and answer HMRC queries
• Use AI tools and calculators to explain your position clearly