Trade & Construction

In trade and construction, the margins are tight, and paperwork is a pain. We help you build a systems foundation that works as hard as you do – automating quoting, job tracking, timesheets, and cash flow management so you stay on site, not stuck in spreadsheets.

We can help with the following:

• Helping you choose job costing and quoting tools
• Setting up tools to track labour hours, materials, and margins
• Integrating field service apps with your accounting software
• Automating invoice chasing and supplier payments
• Advising on tools to manage CIS (Construction Industry Scheme)
• Training on mobile-friendly tools your whole crew can use
• Customising Xero to show profitability per project or team
• Streamlining purchase order approvals
• Going paperless with smart document uploads

Build your business on a solid financial foundation.

In construction and trades, margins are tight and timelines tighter. A fractional CFO keeps your finances nailed down – from cost tracking and supplier payments to contract profitability – while helping you avoid the common traps that derail growing trade businesses.

How we help:

• Job costing and project-based profitability tracking
• Cash flow forecasting for material and labour cycles
• Set up systems to handle CIS, VAT, and payroll compliance
• Strategic planning for hiring, equipment, and expansion
• Integrate tools like Xero with field job management apps

We lay the foundation for solid reporting.
Margins are tight and jobs are complex, so your statutory accounts and Corporation Tax return need to be accurate and reflect your actual trading activity. We’ll make sure everything balances, from CIS deductions to tool purchases, so you stay compliant and ready for growth.

How we help:

• File annual accounts and CT600 returns
• Reconcile subcontractor costs, CIS, and payroll records
• Match supplier bills, job costs, and loans to your ledgers
• Ensure vehicle, equipment and material expenses are treated correctly
• Provide year-end summaries you can actually understand

Track your jobs. Track your cash. Track your success.
In construction, knowing your numbers isn’t optional – it’s survival. We help you understand how each site, job, or crew is performing, so you can stay in control and avoid unpleasant surprises.

How we help:

• Job costing and work-in-progress (WIP) analysis
• Labour and material cost tracking
• Forecasting based on scheduled projects
• Debtor ageing and retention tracking
• Profit & loss per project, site, or cost centre
• KPI dashboards built for operational decision-making

Lay the foundations for fewer tax headaches.
We’ll help you keep HMRC off your back by planning around CIS deductions, subcontractor payments, and asset purchases. No more last-minute panic to “buy a van before year-end.”

How we help:

• CIS scheme compliance and planning
• Advise on whether to operate as sole trader or limited company
• Time equipment and vehicle purchases for maximum tax benefit
• Set up tax-efficient structures for growing teams
• Plan for VAT thresholds and reverse charges

Keep your books as tight as your quotes.
Construction and trade businesses need up-to-date records to manage cash flow, deal with CIS, and keep HMRC happy. We work with your team or internal bookkeeper to build a rock-solid bookkeeping process that’s job-ready and tax-smart.

How we help:

• Set up job-specific tracking for labour and materials
• Process CIS deductions and prepare returns
• Reconcile supplier payments, retentions, and deposits
• Apply VAT reverse charge correctly
• Provide accurate VAT returns and monthly checks

Sorted payroll. Compliant CIS. Happy crew.
Construction payroll isn’t just about hours worked – it’s about getting CIS deductions right, keeping HMRC off your back, and making sure your crew are paid on time. We make payroll a smooth part of your workflow, not a weekly nightmare.

How we help:

• Full PAYE and CIS scheme management
• File monthly CIS returns accurately and on time
• Process timesheets, overtime, and site-based allowances
• Calculate and track subcontractor tax deductions
• Keep records tidy for HMRC reviews
• Monthly HMRC reconciliation to catch and fix errors fast

Don’t build your business on shaky compliance.
Ownership changes, adding new directors, or even just updating your address – getting it wrong can cause big delays or legal issues. We help you make changes the right way and keep your filings watertight.

How we help:

• File new company officer appointments or resignations
• Manage ownership transfers and changes in share capital
• Prepare board resolutions and formal documentation
• File annual confirmation statements accurately
• Notify you of relevant legislation changes that affect you

Build tax efficiency into your earnings.
Whether you’re a contractor or running a growing construction company, we help you take control of your personal tax, manage dividend strategies, and avoid costly mistakes with HMRC.

How we help:

• Director remuneration planning (salary/dividends split)
• Tax planning for contractor earnings and CIS refunds
• Use TaxDash to model income against thresholds and tax bands
• Help structure assets and tools as company vs personal purchases
• Advice on capital gains when selling company shares or buy-to-let property

CIS. Expenses. Subcontracting. We’ve got it covered.
Whether you’re a subcontractor or run your own firm, we make filing your tax return painless. Using TaxDash, we help you maximise your allowable claims and avoid HMRC headaches.

How we help:

• Register you for Self-Assessment and CIS refunds
• Identify what tools, mileage, and site costs you can claim
• Provide simple checklists and tax tips via our platform
• Calculate any refund due and speed up submission
• Submit your return to HMRC and deal with follow-up queries
• Give you peace of mind through expert accountant reviews