.pf-root{--navy:#152a53;--navy-soft:#1f3a6b;--teal:#0f8f9e;--teal-dark:#0b7280;--teal-tint:#e8f5f6;--ink:#33415c;--muted:#64748b;--line:#e2e8f0;--bg:#ffffff;--bg-alt:#f8fafc;--radius:12px;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);margin:0 auto;-webkit-font-smoothing:antialiased}.pf-root *{box-sizing:border-box}.pf-root h1,.pf-root h2,.pf-root h3{color:var(--navy);margin:0;line-height:1.2}.pf-root p{line-height:1.65;margin:0;padding-bottom:20px!important}.pf-eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-dark);margin-bottom:14px}.pf-title{font-size:2.4rem;font-weight:800;letter-spacing:-.02em}.pf-intro{max-width:720px;margin-top:18px;color:var(--muted);font-size:1.05rem}.pf-video-wrap{margin-top:40px}.pf-video-head{font-size:1.5rem;font-weight:800;margin-bottom:6px}.pf-video-sub{color:var(--muted);margin-bottom:20px}.pf-video{position:relative;width:100%;aspect-ratio:16 / 9;border-radius:var(--radius);overflow:hidden;background:var(--navy);box-shadow:0 12px 40px rgb(21 42 83 / .14)}.pf-video-placeholder{height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;color:#dbe4f4;padding:24px}.pf-video-placeholder p{margin:0;padding-bottom:0!important}.pf-video-placeholder p+p{margin-top:8px}.pf-video iframe{position:absolute;inset:0;width:100%;height:100%;border:0}@supports not (aspect-ratio:16 / 9){.pf-video{height:0;padding-top:56.25%}.pf-video iframe,.pf-video .pf-video-placeholder{position:absolute;inset:0}}.pf-calc{margin-top:40px;background:var(--navy);border-radius:var(--radius);padding:32px;color:#fff;display:grid;grid-template-columns:1.1fr 1fr;gap:32px;align-items:center;box-shadow:0 12px 40px rgb(21 42 83 / .18)}.pf-calc.pf-calc-inline{margin-top:18px;padding:26px;box-shadow:none}.pf-calc h2{color:#fff;font-size:1.4rem}.pf-calc.pf-calc-inline h2{font-size:1.2rem}.pf-calc .pf-sub{color:#b7c4dd;font-size:.95rem;margin-top:8px}.pf-field{margin-top:22px}.pf-field label{display:block;font-size:.82rem;font-weight:600;color:#cdd8ee;margin-bottom:8px;text-transform:uppercase;letter-spacing:.06em}.pf-emp-row{display:flex;align-items:center;gap:14px}.pf-emp-row input[type="range"]{flex:1;accent-color:var(--teal);height:4px}.pf-emp-count{min-width:64px;text-align:center;background:rgb(255 255 255 / .1);border-radius:8px;padding:8px 0;font-weight:700;font-size:1.05rem}.pf-freq{display:flex;gap:8px;margin-top:6px;flex-wrap:wrap}.pf-freq button{flex:1;min-width:90px;background:rgb(255 255 255 / .08);border:1px solid rgb(255 255 255 / .18);color:#dbe4f4;padding:10px 12px;border-radius:8px;font-weight:600;cursor:pointer;font-size:.9rem;transition:0.15s}.pf-freq button:hover{background:rgb(255 255 255 / .16)}.pf-freq button.active{background:var(--teal);border-color:var(--teal);color:#fff}.pf-result{background:#fff;border-radius:var(--radius);padding:28px;text-align:center;color:var(--navy)}.pf-result .pf-r-label{font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--teal-dark)}.pf-result .pf-r-amount{font-size:3rem;font-weight:800;letter-spacing:-.03em;margin:6px 0}.pf-result .pf-r-cur{font-size:1.6rem;font-weight:700;vertical-align:top;position:relative;top:.35rem;margin-right:2px}.pf-result .pf-r-note{font-size:.85rem;color:var(--muted)}.pf-vat{margin-top:16px;font-size:.8rem;color:#9fb0cf;text-align:center}.pf-groups{margin-top:44px}.pf-groups-h{font-size:1.5rem;font-weight:800;margin-bottom:6px}.pf-groups-sub{color:var(--muted);margin-bottom:24px}.pf-acc{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;margin-bottom:14px;background:var(--bg)}.pf-acc-head{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:20px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px}.pf-acc-head:hover{background:var(--bg-alt)}.pf-acc-head .pf-acc-title{font-size:1.08rem;font-weight:700;color:var(--navy)}.pf-acc-head .pf-acc-desc{font-size:.88rem;color:var(--muted);margin-top:3px;font-weight:400}.pf-chev{flex:0 0 auto;width:22px;height:22px;color:var(--teal-dark);transition:transform 0.25s}.pf-acc[open] .pf-chev{transform:rotate(180deg)}.pf-acc-body{padding:0 24px 22px}.pf-table{width:100%;border-collapse:collapse;font-size:.94rem}.pf-table thead th{text-align:left;font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:700;padding:10px 12px;border-bottom:2px solid var(--line)}.pf-table thead th.num{text-align:right}.pf-table td{padding:11px 12px;border-bottom:1px solid var(--line);vertical-align:top}.pf-table td.num{text-align:right;font-variant-numeric:tabular-nums;font-weight:600;color:var(--navy);white-space:nowrap}.pf-table tr:last-child td{border-bottom:none}.pf-table td .pf-note{display:block;font-size:.82rem;color:var(--muted);font-weight:400;margin-top:3px}.pf-table tbody tr:hover td{background:var(--bg-alt)}.pf-pill{display:inline-block;background:var(--teal-tint);color:var(--teal-dark);font-size:.78rem;font-weight:700;padding:3px 10px;border-radius:999px;margin-bottom:14px}.pf-foot{margin-top:40px;padding:22px 24px;background:var(--teal-tint);border-radius:var(--radius);font-size:.92rem;color:var(--teal-dark);line-height:1.6}.pf-foot strong{color:var(--navy)}@media (max-width:760px){.pf-title{font-size:1.9rem}.pf-calc{grid-template-columns:1fr;padding:24px}.pf-root{padding:40px 18px 56px}.pf-acc-head{padding:16px 18px}.pf-acc-body{padding:0 18px 18px;overflow-x:auto}}@media (prefers-reduced-motion:reduce){.pf-chev{transition:none}}.pf-acc-head:focus-visible,.pf-freq button:focus-visible{outline:3px solid var(--teal);outline-offset:2px}